WE HAVE YOUR Insurance NEEDS COVERED

 Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets. 

 Primary Liability Insurance coverage protects you from damage or injuries to other people as a result of a truck accident. This truck insurance coverage is mandated by state and federal agencies and proof of coverage is required.

 Trailer Interchange Insurance is coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment which are in the insured's possession under a written trailer interchange agreement. 

 Non-Trucking Liability (Bobtail Coverage) provides limited liability truck insurance for owner-operators who are permanently leased to an ICC-regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.  ICC-regulated.

Running a business can be a rewarding but difficult experience, and unforeseen events can cause disruption or even jeopardize the company's stability. While no one can predict the future, Business Protection can assist your business in thriving even if a key employee becomes critically ill or dies.

 Motor Truck Cargo insurance is needed to protect the carrier in case of lost freight or damaged goods. There is a maximum load limit per vehicle with this policy. Truck insurance coverage limits can range from $10,000 to $250,000 with excess policies available upon request. Pricing for this insurance is mainly dependent on the type of cargo being hauled. Insurance.

 Physical Damage Insurance is coverage for your truck and trailer. This insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the value of your equipment and usually pays a percentage of that value. Physical damage coverage may be required by the lien holder of your vehicle. 

 General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:

• Bodily injury and property damage liability.
• Personal and advertising injury.
• Medical payments.
• Products completed operations.
• Damage to premises rented to you.

 Workers' comp insurance is required by law in almost every state. These laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work. Workers' comp insurance can also protect your business from being sued by employees for workplace conditions that can cause an injury or illness.

Workers' comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Examples of injuries that may be covered by workers' comp include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.

Many state workers' comp programs do not provide coverage for injuries that occur while an employee is not acting within the scope of employment - such as playing football with friends on a day off.